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APY = Annual Percentage Yield. Fees may reduce earnings.

Rates effective as of March 19, 2024

Savings Accounts

Account Minimum balance to obtain APY Rate APY
Savings Account** $0.01 0.03% 0.03%
Savings Account** $5,000 0.03% 0.03%
Health Savings Account*** (Individual & Family) $.01 - $1999.99 0.03% 0.03%
Health Savings Account*** (Individual & Family) $2,000 - $9,999.99 0.03% 0.03%
Health Savings Account*** (Individual & Family) $10,000+ 0.03% 0.03%

** Interest rates may change after customer opens account. Fees could reduce earnings. Meus Savings Account requires a minimum deposit of $5.00 to open.

*** Meus Health Savings Account requires a minimum deposit of $50.00 to open.

Certificates of Deposit Learn More

Term Rate APY
7 - 181 Days 0.05% 0.05%
182 Days - 11 Months 0.10% 0.10%
12 - 17 Months 0.20% 0.20%
18 - 23 Months 0.25% 0.25%
24 - 29 Months 0.30% 0.30%
30 - 35 Months 0.35% 0.35%
36 - 47 Months 0.40% 0.40%
48 - 59 Months 0.45% 0.45%
60 Months 0.50% 0.50%

Certificates of Deposit require a minimum deposit of $2,500.00 to open. Rates are subject to change without notice. Penalty may be imposed for early withdrawal. The minimum balance needed to obtain the stated APY is $2500.00.

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1-866-650-6387

Meus Bank, P.O. Box 19050
Syracuse, NY 13209